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  • Investments and insurance products are not insured by the FDIC, not deposits of, obligations of, or guaranteed by the bank or its affiliates, and are subject to investment risk including possible loss of principal.

  • Calculators

  • Automotive

    • How much vehicle can I afford?
    • Should I lease or purchase an auto?
    • Should I refinance my auto loan at a lower rate?
    • Auto purchase - Loan versus 0% dealer financing?

    Business

    • What are the tax savings of a qualified retirement/cafeteria plan?
    • What is my total employee compensation package worth?
    • What is the value of my business?

    Cash Flow

    • Historical inflation - Compare purchasing power
    • How does inflation impact my standard of living?
    • How long will my money last with systematic withdrawals?
    • How much am I spending?
    • How much do I need for emergencies?
    • Should I pay down debt or invest my monthly surplus?

    College

    • How much should I be saving for college?
    • What are the advantages of a 529 college savings plan?
    • What are the advantages of a Coverdell ESA?
    • What are the payments on a parental (PLUS) loan?
    • Will I be able to pay back my student loans?

    Credit

    • Do I have too much debt?
    • How long until my loan is paid off?
    • Restructuring debts for accelerated payoff
    • Should I pay off debt or invest?
    • Which is better: Cash up front or payments over time?

    Home and Mortgage

    • Compare a 'no-cost' vs. traditional mortgage
    • Compare an interest-only vs. traditional mortgage
    • Comparing mortgage terms (i.e. 15, 20, 30 year)
    • How do closing costs impact the interest rate?
    • How much can I borrow from my home equity (HELOC)?
    • How much home can I afford?
    • Mortgage calculator
    • Should I convert to a bi-weekly payment schedule?
    • Should I rent or buy a home?
    • What are the tax savings generated by my mortgage?

    Insurance

    • How long will my current life insurance proceeds last?
    • How much disability income insurance do I need?
    • How much life insurance do I need?
    • What are my long-term care insurance needs?
    • What are the tax advantages of an annuity?
    • What is the future value of an annuity?

    Investments

    • Certificate of deposit (CD) laddering strategy
    • Certificate of deposit (CD) analyzer
    • Compare taxable vs. tax-free investment return
    • How do expenses impact mutual fund returns?
    • How should I allocate my assets?

    Qualified Plans

    • How much can I contribute to an IRA?
    • I'm self-employed, how much can I contribute to a retirement plan?
    • Should I convert to a Roth IRA?
    • What is my current year required minimum distribution?

    Retirement

    • Are my current retirement savings sufficient?
    • Compare a Roth 401(k) to a Traditional 401(K)
    • How does inflation impact my retirement income needs?
    • How much will I need to save for retirement?
    • How will retirement impact my living expenses?
    • I'm retired, how long will my savings last?

    Saving

    • Becoming a millionaire
    • How do taxes and inflation impact my investment return?
    • Save now vs. save later

    Taxes

    • Compare taxable, tax-deferred, and tax-free investment growth
    • What is my potential estate tax liability?
    • Will my investment interest be deductible?
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