Premier Banking Introducing Premier Banking As a Tompkins Financial Advisors Premier Banking client, you benefit from products designed specifically for your needs. Premier Banking Benefit HighlightsTrue Advantage Plus Checking1 rewards you for yourrelationship with us:Bonus Annual Percentage Yield on CDs and IRAs3Savings on Mortgage closing costs4Discounts on Home Equity Loans and Personal Loans4Unlimited savings on ATM fees when using non-Tompkins ATMsVISA Signature Elite Credit Card5Enjoy an enhanced experience, rewards, and exclusive privilegesLine of Credit4Enjoy exclusive rates4 on your line of credit. Be prepared for home improvements or whatever else comes your way. True Advantage Plus Checking1Bonus APY on CDs3 and IRAsPreferred tiered ratesMortgage Savings4Save up to $175 on closing costsLoan Discounts4.25% annual percentage rate discount on personal installment and home equity loansFree basic personal and official checksSavings on ATM FeesUnlimited free use of ATMs, including those not owned by Tompkins Bank of CastileFree Mobile Banking with text alerts* and Mobile Check DepositFree Online Banking with Bill PayTompkins Debit Card MastercardFree paper statementsAvoid Monthly FeeMaintain $15,000 monthly average balance in combined deposit accounts or $25,000 in combined outstanding loan balances, or when you maintain a Tompkins Financial Advisors investment account, to avoid the $20 monthly fee.True Advantage Statement Savings account available2Preferred tiered ratesInvestments and insurance products are not insured by the FDIC, not deposits of, obligations of, or guaranteed by the bank or its affiliates, and are subject to investment risk including possible loss of principal.1 Minimum balance to open account in branch is $0. Minimum balance to open online account is $25.2 Regulations governing savings accounts specify that transfers into another account or to third-party by pre-authorized automatic or telephone request are limited to six per monthly statement cycle. In-person transactions (at a branch or by ATM) are unlimited.3 $1,000 minimum to open a CD and earn interest. Penalties for early withdrawal.4 All loans subject to credit approval.5 Elan Financial is the creditor, issuer and service provider*Your wireless telecommunications provider may charge you for data usage. Check with your provider for details regarding your specific wireless plan and any data usage charges that may apply.